Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 - NY-Life-Accident-and-Health

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question 1

Which of the following is a Health Insurance Policy where the insurer has the right to change the premiums for policyowners, but CANNOT cancel the policy?

A. A noncancellable policy.
B. An optionally renewable policy.
C. A guaranteed renewable policy.
D. A conditionally renewable policy.

Question 2

Which statement is NOT a characteristic of a Group Life Insurance Plan?

A. Certificate of Insurance.
B. A master contract.
C. Individual underwriting.
D. Probationary periods.

Question 3

Which of the following statements BEST describes a single premium cash value policy?

A. It provides for only one premium to be paid without evidence of insurability.
B. It requires the policyowner to pay one premium annually.
C. It requires only one payment to make the policy paid up.
D. It waives one future premium if the owner becomes disabled.

Question 4

The difference between the face value of a life insurance policy and its cash value is the

A. market value.
B. term value.
C. assumed amount.
D. net amount.

Question 5

A Section 457 Deferred Compensation plan is provided specifically for employees of

A. states, counties, or municipalities.
B. religious organizations.
C. sole proprietorships.
D. non-profit organizations.

Solutions: